THIS PAGE IS UNDER CONSTRUCTION we will be updating it as soon as possible.

Fraud is really a crime against all of us!

One of the most important components of any government support program is being diligent about making sure that the limited funds available go to the actual disaster survivors.

Help Disaster victims, and defeat fraud.

It’s seems self evident but the simple reality is the current government programs often spend the same or even more time helping questionable applicants, when they should be focused on true disaster victims. 

Disaster managers who have been running the programs for years, in some cases many decades are desperate to maintain their salaries and benefits and terrified of complaints. Who are the most insidious and persistent complainers? The frauds….when given the chance they take precious time and resources from real disaster victims. 

This has been the case for years a long time, it’s enforced by the bureaucrats and the systems they have designed to keep themselves and their cronies employed.  Nowhere is this better exemplified than the disaster verification center. 

They do a supreme job at only maintaining those in management whose self interest, never the disaster victims are paramount.  And they have designed and maintained a program that guarantees they can control those who work in the center by part time employment for all but a very few and you soon learn that if you don’t play their game, you will be “removed from payroll.” This is an insidious program that compels well meaning and dedicated disaster officials during disasters to put in long hours, mostly uncompensated, and then after then are run hard for weeks, even months, they are given notice.  Until recent years, we would literally get a call or email saying, “your going home…send back your equipment.”  One day you are working hard serving disaster victims, the next you are unemployed.  No reason, they almost always say, you did a great job. But the bottom line is you are not able to make a living. This while other people continue right on working, often for months in the cases of “the select” they keep working year after year.  So, when you actually do you job as a Loss Verifier and call it like it is, actually report fraudulent applicants, you are told, “…we don’t call disaster victims liars.” Subsequently your files are reassigned, wth the comments, “management felt you were insufficiently liberal…they told me to remove you files…thank you for your service.” 

Bye the way, my response to “we don’t call disaster victims liars” is this, I would never call a disaster victim a liar, only people who say they are disaster victims when they are nothing of the kind.  When you are the kind of person who take from actual disaster victims you don’t rate assistance, you deserve incarceration.  And so do the government bureaucrats who do everything they can to protect themselves and ensure that questionable and downright fraudulent applicants will always be successful.  

I spend the better part of two decades as a fraud investigator, testified as an expert in court hundreds of times, I know fraud when I see it.  But our Loss Verifiers with DVC didn’t need more than basic competence to know that a person reporting that his house was destroyed by wildfire near downtown Bakersfield is lying. But his application was happily verified.  Or the “childcare” business owner who claimed that her childcare businesses in Compton, one of which had not even opened at the time of the LA fires had suffered hundreds of thousands of dollars in losses. Despite the fact that it was physical impossible for her to have had any damage, I was told that my trainer/Quality Control Lead and two Production Managers were very unhappy that I was reporting that she did not have damage from the fire. I was told they did not want to be in the position of denying a disaster loan for a childcare facility.  Seriously? 

Tens of thousands of people were true disaster victims as a result of the Los Angeles fire’s And yet when I recognized questionable and clearly fraudulent disaster loan applicants. I was literally stopped. My files were removed and I was reassigned. Shortly thereafter, I received my two week notice that I would be removed from payroll. This is the reality of the current management and operational processes for the disaster verification center of the small business administration it is been that way for many years and it’s run by a director. Who’s been there for decades. He is assistant director and the other senior management of the disaster verification center. The people who actually are responsible for deploying people into the field to determine whether or not a person really did have a disaster related loss or exactly the wrong people to be running this organization. This more than any other reason was why I elected to retire and leave the federal government and discussed and dismay. I spent years doing the very best that I could to figure out a way to address fraud and be able to more effectively assist true disaster victims. I was cut off at every return and in early 2025. I was literally stopped from pursuing fraud. Many months later, I was offered the ability to return to payroll assigned to work quality control, and soon became apparent that the same people were doing the same thing with the exception that my former training and quality quality control lead had now been put into the position of a production manager, a clear promotion, though not permanent, so that should tell you how much likelihood there was that I was gonna be able to address fraud. Literally during the final communications that I had with this individual as well as the team lead that I was forced to interact with while working quality control assignments in Chicago. I was literally required, directed to identify losses and apply them to the recent flooding in August 2025 in the Chicago area even though I was able to show them clear proof photographic proof using dated Google Earth information that showed that the damages that this applicant was requesting had nothing to do with the most recent flooding. She was not in an area that was impacted by flooding and the severe damage that she was alleging with lights that have been broken in a light post that had been knocked over digital signage that had been broken and asphalt payment, but it suffered just like every other asphalt pavement and parking area from being in the Midwest, she was offered alone at least I was able to get it dramatically reduced from the hundreds of thousands of dollars she was looking for. But it called me an angered me that she hadn’t been referred to the inspector general for potential investigation and hopefully prosecution. After addressing these issues and others very similar to them, I recognize that I could no longer operate in the environment and requested that I be sent home which my manager approved and I returned home at the time I was also addressing issues with physically I’ll family members that required my attention.  Once those issues resolved, I thought long and hard and realize that the best thing that I can do for disaster victims is to leave the federal government and once fully separated from the government and no longer in any way, beholding to the government I would start and build disaster, track, and turn it into an organization that can do what the government should’ve been doing but better and provide even greater services.

It’s critically important that the United States government use treasury funds, and taxpayer funds to assist people who are legitimately damaged by disasters. This is a critical function that’s extremely necessary. That doesn’t mean, however, that the federal government needs to be the organization that determines whether or not somebody has a disaster loss. In fact, as in most things, the United States government is extremely bad in doing almost everything in the field, so let’s remove the government from this part of the process, and they can focus on approving loans after an independent organization, such as disaster track.com can assist in actual verification of a disaster loss.

I’m sure that many and the government will consider this extremely bad idea those who are feeding at the trough and this is how they can pay for their vacations in retirements and their children’s college education. But I think we can all agree that they should not be the priority. The priority should be disaster victims who are legitimately destroyed.

I love working to help disaster victims and I literally did it for free. I intend to continue to do my best to help disaster victims as long as I am able.  

SBA Suspends 7,800 Wisconsin Borrowers Connected to $375 Million in Suspected Fraudulent Pandemic-Era Loans 

Action Represents Latest Action in Agency’s State-by-State Fraud Crackdown

WASHINGTON — Today, in collaboration with the White House Task Force to Eliminate Fraud, the U.S. Small Business Administration (SBA) announced the suspension of 7,800 Wisconsin borrowers tied to $375 million in suspected fraudulent Paycheck Protection Program (PPP) and COVID Economic Injury Disaster Loan (EIDL) activity. The announcement comes as part of SBA’s ongoing state-by-state investigation into the abuse of taxpayer-funded programs intended to support small businesses and their workers during the pandemic. 

“In coordination with the White House Task Force to Eliminate Fraud under the leadership of Vice President JD Vance, the SBA is conducting a state-by-state review to expose every fraudster who cheated small businesses and taxpayers during the pandemic,” said SBA Administrator Kelly Loeffler. “With over 150,000 borrowers suspended from SBA programs across five states to date — representing over $10 billion in suspected fraud — we are actively working with law enforcement and Treasury to deliver accountability and recoup stolen funds. We will continue to use every available tool to protect taxpayer dollars and ensure SBA programs serve the legitimate American small businesses they were created to support.”

To date, SBA has identified and suspended over 150,000 borrowers connected to over $10 billion in suspected PPP and COVID EIDL fraud. Suspended borrowers are prohibited from receiving future small business and disaster loans and are not eligible for other SBA programs, such as federal contracting in the 8(a) Business Development Program. Suspensions announced to date now include:

• 112,000 California borrowers tied to $8.6 billion in suspected fraud

• 27,000 Ohio borrowers tied to $1.1 billion in suspected fraud

• 6,900 Minnesota borrowers tied to $400 million in suspected fraud

• 1,500 Maine borrowers tied to $93 million in suspected fraud

• 7,800 Wisconsin borrowers tied to $375 million in suspected fraud

This announcement represents the latest victory for the White House Task Force to Eliminate Fraud in its effort to root out pandemic relief fraud, recover taxpayer dollars, hold bad actors accountable, and protect taxpayer dollars for the long term. In April, SBA launched its largest fraud enforcement action to date, and the largest referral package in agency history, by referring more than 560,000 suspected fraudulent borrowers tied to $22 billion in pandemic-era loans to the U.S. Department of the Treasury for collection. 

Since Day One, the Trump SBA has worked to crack down on an estimated $200 billion in pandemic-era fraud left unaddressed during the Biden Administration. The agency continues to coordinate with federal law enforcement partners to pursue recoveries, civil penalties, and criminal penalties where appropriate. SBA will also continue working with its Office of Inspector General to investigate additional fraud in states across the country.

# # #

About the U.S. Small Business Administration
The U.S. Small Business Administration helps power the American dream of entrepreneurship. As the leading voice for small businesses within the federal government, the SBA empowers job creators with the resources and support they need to start, grow, and expand their businesses or recover from a declared disaster. It delivers services through an extensive network of SBA field offices and partnerships with public and private organizations. To learn more, visit www.sba.gov.